About Us

Company Overview

We established Mortgage IP because we believe there’s a better way to help people find the right loan.

We don’t believe in one-size-fits-all lending solutions, but in matching the loan to our clients’ needs, and managing those needs on an ongoing basis.

Investing large amounts of money in a home (or any other major investment) requires careful consideration. We believe borrowing it requires the same rigour, discipline and care.

We are innovative, collaborative, responsible, ethical and efficient. And we achieve outstanding results for our clients because the advice we offer will always be aimed at each unique set of circumstances.


At Mortage IP we have more than 30 years combined experience in providing tailored finance packages to clients with a wide range of needs.

Hari Vella

Hari is a Melbourne-based mortgage broker with a passion for helping first home buyers and investors achieve their property goals.

With years of experience in the industry, Hari has developed a deep understanding of the local property market and is committed to providing his clients with tailored solutions that meet their unique needs. He takes pride in his ability to simplify the complex world of mortgages and guide his clients through the process with ease.

Outside of work, Hari enjoys spending time with his family and sporting activities

Kevin Lin

Kevin is a highly experienced mortgage broker with a passion for providing his customers with the best possible experience.

With over 15 years of experience in the industry, Kevin has developed a deep understanding of the mortgage market and is able to provide expert advice to his clients. He is committed to building strong relationships with his customers and takes the time to understand their unique needs and goals. Kevin is known for his exceptional customer service skills and his ability to guide his clients through the mortgage process with ease.

He is dedicated to finding the best possible mortgage solutions for his clients and works tirelessly to ensure that they are satisfied with the outcome. With his extensive knowledge and expertise, Kevin is a trusted advisor to his clients and a valuable asset to the mortgage industry.

Srikanth CS

Srikanth has considerable experience in the Australian mortgage industry.

Prior to founding Mortgage IP, Srikanth worked as a mobile manager with ANZ and was one of the bank’s top loan writers in Victoria for four years consecutively and was responsible for approving some of its most complex lending. During that time he was recognised as one of the top 200 employees of the ANZ worldwide

His background in credit gives him a profound understanding of the complexities involved in structuring intricate finance solutions and strategies to enable clients to achieve their wealth creation goals. Srikanth’s scientific approach to banking allows him to provide competitive financial solutions with a personalised experience.

CRN 404359 (Authorised under ACL 389328)

Mandy Yang
Operations Manager

Meet Mandy, an experienced operations manager with over 10 years of experience in the mortgage industry in Australia.

Mandy has a proven track record of successfully working with a diverse team to achieve operational excellence and deliver exceptional customer service. She is highly skilled in developing and implementing efficient processes and procedures to streamline operations and improve productivity.

With her strong analytical and problem-solving skills, Mandy is able to identify areas for improvement and implement effective solutions to drive high level of customer engagement and satisfaction

Darshan Andanur
Associate Director

Darshan is a Melbourne-based mortgage broker who is dedicated to delivering exceptional customer service to his clients.

With a passion for helping people achieve their property goals, Darshan has built a reputation for providing tailored solutions that meet the unique needs of each of his clients.

When he's not working, Darshan loves spending time with his two young children, exploring the great outdoors and creating lasting memories with his family.

‘I highly recommend Mortgage IP – they personally helped me obtain the right finances with the best interest rate for my individual portfolio, quickly and efficiently. They have helped many of my clients and friends, and continue to tailor my finances, even beyond the first loan.’

Blake Mizzi
Director and Co-Founder of League of Geeks

‘Mortgage IP helped me to refinance my property. They are competent, knowledgeable and always available. Their prompt and direct responses distinguish them from their peers in the industry.’

Behnoud Tahamseby
Senior Project Engineer

‘I have worked with Mortgage IP as a Lending Financial Advisor several times over the last three years. They have consistently been effective at proposing solutions to meet my requirements, as well as quick to respond to these requests. I would highly recommend using Mortgage IP’s services.’

Simon Bryant

‘Mortgage IP has been instrumental in helping us restructure our home loan to enable a renovation for our expanding family. Their knowledge and understanding of the different products offered by lenders has meant our process of building will be seamless from a finance perspective.’

David Pidgeon
Director Design By Pidgeon

The next step

For more information
contact MortgageIP on
1300 647 111 or email

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